Mortgage Qualify Calculator


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Requirements: This calculator requires Netscape Navigator or Internet Explorer 3.0 or higher and that you have enabled JavaScript in your browser's user preferences panel.

Instructions: Complete or change white entry fields. The calculator will automatically recalculate anytime you make a change to white field and then press the TAB key. NOTE: When making entries into the entry boxes only numbers and decimal points are permitted. Typing in dollar signs, commas, and other non-numeric characters will result in an error message.

Purchase Information
Purchase Price:
Down Payment:
Loan amount:
Interest Rate:
Length of the Mortgage in years:
Payment Information
Principal & Interest:
Annual Property Taxes:
Annual Insurance:
Annual PMI:
Monthly association fees:
Monthly Payment (PITI):
Tax deductible portion of payment:
Qualifying Information
Gross income:
Monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to Payment Ratio (max = 28%):
Current Debt to Income Ratio (max = 36%):

Longer term loans may take a few moments for the report to be generated.

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This form is intended to be a guide. It is not intended as a substitute for being qualified by  a loan officer. 

Our  purpose  is to provide you with a general idea of what your  qualifications are if you seek a 30 year conventional home loan. 

Some loan programs (VA) allow debt to reach as high as 41% of gross income.

Use this  information as a guide, be honest, it is not being recorded.

Buyers-agents recommends that you obtain your mortgage in the area where you plan to buy.

Good luck and happy house hunting.

- The Staff